“The difference between something good and something great is attention to detail”

Tej Chohan Independent Property Consultant

Specialising in Birmingham and Midlands residential property investments

How can I help you succeed in the world of property investment?

Successful investor Warren Buffet famously said: “You only learn who has been swimming naked when the tide goes out”. This is especially true in the property industry. It’s easier to be successful in a rising market, but it’s not until landlords are faced with the challenges of a falling market that the robustness of their property investment model is really tested. Various external factors can suddenly turn a profitable property portfolio into an unwanted liability producing limited or negative cash flow. I am here to help my customers avoid these pitfalls and help them build a robust and lasting investments. If you’re interested in becoming a property investor or you’re looking to buy more properties for your portfolio, or you just wish to add value to your existing property, then get in touch. I can guide you through each process and ensure you will be making the best returns from your investments. Read more about me

My expertise in Property Investment:

01.

Private Sales

I enjoy access to details of private sales – often not available via conventional estate agents or on the usual websites. My speciality is ‘off-market deals’ and with my market knowledge and partner network, I can quickly locate the right property for you. 

02.

Specialist knowledge

With my specialist knowledge of HMO & Council regulations, Planning permission procedures and permitted development rights for extensions, Leasehold extension rights and Capital Gains Tax, I can help advise you throughout your whole journey into property investment.

03.

Local expertise

I concentrate on the Birmingham area only, looking for properties with the right investment fundamentals. I have many trusted contacts and good relationships with Birmingham City Council and local surveyors, solicitors, architects and builders.

UK Property Investment

The property sector is financially rewarding and it can be exciting too. The biggest appeal of property investments is that they can deliver consistent income, they can even fund your retirement. Throughout recent history, property prices have, in the long run, always risen. The upward trend has been especially strong since the 1970’s. 

Investment strategies

Two major factors will limit the amount you can borrow on a buy to let property and determine the best interest rate you can borrow with, these are; the Loan to Value (LTV) and the monthly rental income as a percentage of the monthly mortgage repayment. If you have limited capital and your goal is to grow a large portfolio of properties capable of providing capital growth as well as monthly income, you will need to borrow as much as you are able to in order to continue growing.

Returns on Investment

Without accounting for letting costs, the typical gross return on investment is 5 – 10%. This is a conservative estimate, with the right specialist advice you could be looking at yields of 20-25% depending on location. Your rental income would typically be over 130 per cent of your monthly mortgage repayment.

Do you want to sell property?

I’ll help you find the right property that matches your budget, your strategy, and your long term plan. I will make sure you secure a property that matches your criteria at the best possible price and help you maximize the returns from your new investment. I’m dedicated to delivering investment opportunities that are both high-yield and low risk. To find out more about how I can help you achieve your financial goals use one of the options below: